* {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

body {
    font-family: Georgia, "Times New Roman", serif;
    color: #2b2d42;
    background-color: #f8f9fa;
    line-height: 1.7;
    font-size: 16px;
}

h1, h2, h3, h4 {
    font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;
    color: #1a2530;
    font-weight: 700;
    margin-bottom: 0.75rem;
}

p {
    margin-bottom: 1.25rem;
    color: #4a5568;
}

a {
    color: #1b3b6f;
    text-decoration: none;
    transition: color 0.2s ease;
}

a:hover {
    color: #061a40;
    text-decoration: underline;
}

header {
    background-color: #061a40;
    color: #ffffff;
    border-bottom: 4px solid #b89240;
}

.top-bar {
    background-color: #030f26;
    color: #cbd5e1;
    font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;
    font-size: 0.85rem;
    padding: 8px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.container {
    max-width: 1100px;
    margin: 0 auto;
    padding: 0 20px;
}

.top-bar-content,
.header-content,
.footer-grid {
    display: table;
    width: 100%;
}

.top-bar-left,
.top-bar-right,
.logo-area,
.header-tagline,
.footer-col {
    display: table-cell;
    vertical-align: middle;
}

.top-bar-left {
    text-align: left;
}

.top-bar-right {
    text-align: right;
}

.main-header {
    padding: 25px 0;
}

.logo-area {
    width: 60%;
}

.logo-title {
    font-size: 2.2rem;
    letter-spacing: 1px;
    color: #ffffff;
    margin: 0;
    text-transform: uppercase;
}

.logo-subtitle {
    font-size: 0.95rem;
    color: #b89240;
    font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;
    letter-spacing: 1.5px;
    margin: 0;
    text-transform: uppercase;
}

.header-tagline {
    text-align: right;
    font-size: 0.9rem;
    color: #cbd5e1;
    font-style: italic;
    width: 40%;
}

.header-tagline p {
    color: inherit;
}

nav {
    background-color: #102a43;
    border-top: 1px solid #1a365d;
}

.nav-menu {
    list-style: none;
    text-align: left;
}

.nav-menu li {
    display: inline-block;
}

.nav-menu a {
    display: block;
    padding: 14px 20px;
    color: #e2e8f0;
    font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;
    font-size: 0.9rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    border-bottom: 3px solid transparent;
}

.nav-menu a:hover,
.nav-menu a.active {
    background-color: #061a40;
    color: #ffffff;
    border-bottom-color: #b89240;
    text-decoration: none;
}

.page-banner {
    background-color: #e2e8f0;
    border-bottom: 1px solid #cbd5e1;
    padding: 35px 0;
    margin-bottom: 40px;
}

.page-banner h1 {
    font-size: 2.2rem;
    color: #061a40;
    margin-bottom: 8px;
}

.page-banner p {
    font-size: 1.1rem;
    color: #475569;
    margin: 0;
}

main {
    padding-bottom: 50px;
}

.card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-top: 3px solid #1b3b6f;
    padding: 30px;
    margin-bottom: 30px;
    box-shadow: 0 2px 4px rgba(0, 0, 0, 0.03);
}

.card--fill {
    height: 100%;
}

.grid-2 {
    display: table;
    width: 100%;
    table-layout: fixed;
    margin-bottom: 20px;
}

.col {
    display: table-cell;
    vertical-align: top;
    padding-right: 20px;
}

.col:last-child {
    padding-right: 0;
    padding-left: 20px;
}

.col-30 { width: 30%; }
.col-50 { width: 50%; }
.col-70 { width: 70%; }

.styled-list {
    list-style: none;
    margin-bottom: 1.5rem;
}

.styled-list li {
    position: relative;
    padding-left: 25px;
    margin-bottom: 10px;
    color: #334155;
}

.styled-list li::before {
    content: "■";
    position: absolute;
    left: 0;
    color: #b89240;
    font-size: 0.8rem;
    top: 2px;
}

.highlight-box,
.feature-box {
    background-color: #f1f5f9;
    border-left: 4px solid #b89240;
    padding: 20px;
    margin: 20px 0;
}

.highlight-box p:last-child,
.feature-box p:last-child {
    margin-bottom: 0;
}

.highlight-box strong,
.highlight-box p strong,
.feature-box h4,
.feature-box p {
    color: #061a40;
}

.feature-box {
    margin-top: 30px;
}

.feature-grid {
    margin-top: 25px;
}

.feature-grid + .feature-grid {
    margin-top: 20px;
}

.feature-item {
    background-color: #f8f9fa;
    padding: 20px;
    border: 1px solid #e2e8f0;
    height: 100%;
}

.feature-item h3 {
    color: #061a40;
    font-size: 1.1rem;
}

.feature-item-title {
    color: #061a40;
    font-size: 1.1rem;
}

.feature-box-title {
    color: #061a40;
    margin-bottom: 8px;
}

.compact-text {
    margin: 0;
    font-size: 0.95rem;
}

.compact-text.feature-box-title {
    font-size: 0.95rem;
}

.highlight-text {
    margin: 0;
    font-weight: bold;
    color: #061a40;
}

.spaced-text {
    margin-bottom: 20px;
}

.section-heading {
    margin-top: 25px;
    color: #061a40;
}

.stat-box {
    background-color: #061a40;
    color: #ffffff;
    padding: 25px;
    text-align: center;
    margin-bottom: 20px;
}

.stat-box:nth-child(2) { background-color: #102a43; }
.stat-box:nth-child(3) { background-color: #1a365d; }

.stat-number {
    font-size: 2.5rem;
    font-weight: bold;
    color: #b89240;
    font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;
}

.stat-label {
    font-size: 0.95rem;
    color: #cbd5e1;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.cta-banner {
    background-color: #102a43;
    color: #ffffff;
    padding: 35px 30px;
    text-align: center;
    margin-top: 40px;
    border-top: 3px solid #b89240;
}

.cta-banner h3 {
    color: #ffffff;
    font-size: 1.6rem;
    margin-bottom: 10px;
}

.cta-banner p {
    color: #cbd5e1;
    max-width: 700px;
    margin: 0 auto 20px;
}

.btn {
    display: inline-block;
    background-color: #b89240;
    color: #ffffff;
    padding: 12px 28px;
    font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;
    font-weight: bold;
    text-transform: uppercase;
    letter-spacing: 1px;
    font-size: 0.85rem;
    border-radius: 2px;
}

.btn:hover {
    background-color: #96742e;
    color: #ffffff;
    text-decoration: none;
}

footer {
    background-color: #030f26;
    color: #94a3b8;
    font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;
    font-size: 0.9rem;
    padding: 40px 0 20px;
    border-top: 1px solid #1e293b;
}

.footer-grid {
    margin-bottom: 30px;
}

.footer-col {
    padding-right: 30px;
}

.footer-col:last-child {
    padding-right: 0;
}

.footer-col:nth-child(1),
.footer-col:nth-child(3) { width: 35%; }
.footer-col:nth-child(2) { width: 30%; }

.footer-col h4 {
    color: #ffffff;
    font-size: 1.1rem;
    margin-bottom: 15px;
    border-bottom: 2px solid #b89240;
    padding-bottom: 5px;
    display: inline-block;
}

.footer-col p,
.footer-col li {
    color: #94a3b8;
    font-size: 0.88rem;
    margin-bottom: 8px;
}

.footer-col ul {
    list-style: none;
}

.footer-col a {
    color: #94a3b8;
}

.footer-bottom {
    text-align: center;
    padding-top: 20px;
    border-top: 1px solid #1e293b;
    font-size: 0.8rem;
    color: #64748b;
}

.footer-bottom p {
    color: inherit;
}

.quote-banner {
    background-color: #f1f5f9;
    border-left: 4px solid #061a40;
    padding: 15px 20px;
    margin: 30px 0;
    font-style: italic;
    color: #334155;
}

.quote-banner--spaced {
    margin-top: 30px;
}

@media (max-width: 760px) {
    .top-bar-content,
    .header-content,
    .footer-grid,
    .grid-2 {
        display: block;
    }

    .top-bar-left,
    .top-bar-right,
    .logo-area,
    .header-tagline,
    .col,
    .footer-col {
        display: block;
        width: auto;
        padding: 0;
    }

    .top-bar-right,
    .header-tagline {
        text-align: left;
        margin-top: 5px;
    }

    .main-header {
        padding: 20px 0;
    }

    .logo-title {
        font-size: 1.8rem;
    }

    .nav-menu li {
        display: block;
    }

    .nav-menu a {
        padding: 10px 0;
    }

    .page-banner {
        padding: 25px 0;
        margin-bottom: 25px;
    }

    .page-banner h1 {
        font-size: 1.8rem;
    }

    .card {
        padding: 22px;
    }

    .col:last-child {
        padding-left: 0;
    }

    .footer-col {
        margin-bottom: 25px;
    }
}